ShubhGrow

Unlock the Value of Your Property

Aapki Property, Hamara Vishwas

Use your property to get quick access to funds for business expansion, education, or personal needs.

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Use Your Property to Finance Life’s Big Moments

Loan Against Property for Every Purpose

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Whether you’re a business owner looking to expand, a parent planning your child’s higher education, or simply need large personal funding, ShubhGrow‘s Loan Against Property offers the financial solution you need.

01

Business Expansion

Fuel your business growth with funds to upgrade infrastructure, hire talent, or expand operations.

02

Medical Emergencies

Get immediate access to emergency funds for hospital bills, surgeries, or advanced treatments.

03

Wedding Expenses

Make life’s biggest celebrations memorable by covering venue, decor, jewellery and other wedding costs.

04

Debt Consolidation

Combine all your existing loans into one affordable EMI with lower interest and better manageability.

 

Documents Required

Salaried Employee
Self-Employed
Non-Individuals

Documents Required for Salaried Applicants:

  • • Recent passport-size photograph
  • • Valid photo ID proof (Voter ID, Passport, Driving License, or Aadhaar)

  • • PAN card or Form 60 (if PAN not available)

  • • Address proof (Voter ID, Passport, Driving License, or Aadhaar)

  • • Signature verification document

  • • Income proof:

    1. • Form 16 for the last 2 years

    2. • Bank statements for the past 12 months

    3. • Salary slips for the last 3 months

Documents Required for Self-Employed Applicants:

  • • Recent passport-size photograph
  • • Valid photo ID proof (Voter ID, Passport, Driving License, or Aadhaar)

  • • PAN card or Form 60 (if PAN not available)

  • • Address proof (Voter ID, Passport, Driving License, or Aadhaar)

  • • Signature verification document

  • • Income proof:

  1. • Income Tax Returns (ITR)
  2. • Profit and Loss statement
  3. • Balance Sheet
  4. • Bank statements for the past 12 months

Documents Required for Non-Individual Applicants:

  • • Address proof (Voter ID, Passport, Driving License, or Aadhaar)

  • • PAN card or Form 60 (if PAN not available)

  • • Authorised signatory verification

  • • Firm/Entity KYC documents

  • • Income proof:

  1. • Income Tax Returns (ITR) 
  2. • Profit and Loss statement

  3. • Balance Sheet

  4. • Bank statements for the past 12 months

Get Maximum Value from Your Property

At ShubhGrow, we don’t just offer loans, we offer peace of mind. With our flexible Loan Against Property solutions, you can access high-value funding without selling your assets. Here’s why thousands trust us:

High Loan Amounts

Get funding up to ₹1 Crores based on your property's market value.

Attractive Interest Rates

Enjoy competitive interest rates that help you save more over time.

Flexible Repayment Tenure

Choose a repayment plan that fits your income flow up to 7 years.

Loans for All Property Types

Pledge residential, commercial, or industrial property to get funding.

Enquire Now

Need Funds? Let Your Property Work for You

Have questions about your loan eligibility or process?

 

Our team is here to guide you every step of the way.

 

Fill out the form and our loan experts will get in touch to guide you through the process.

Why Choose Us

Discover why thousands trust ShubhGrow for quick, reliable, and tailored loan solutions built around their needs.

Personalized Loan Options

We offer flexible loan amounts and repayment terms tailored to your unique financial goals and capabilities.

Competitive Interest Rates

We offer fair and affordable interest rates to help you manage your repayments without extra burden.

Flexible Repayment Options

Choose a repayment plan that suits your income cycle and financial comfort, with zero pressure.

One Stop Loan Solutions

From personal to business loans, ShubhGrow offers a complete suite of lending services under one roof.

Expert Support Team

Our dedicated team is here to guide you with clarity and care through every stage of your loan journey.

Trusted by Customers

A growing number of borrowers trust ShubhGrow for fast, secure, and reliable loan services.

Estimate Your EMI Instantly

Use our easy EMI calculator to understand your monthly payments before you apply. Plan smarter, borrow better.

Frequently asked questions

Got questions? We’ve answered the most common doubts our customers have about personal loans.

You can mortgage self-occupied or rented residential property, commercial property, or a plot of land with clear ownership.

The loan amount depends on the market value of the property and your repayment capacity-typically up to 60-70% of the property value.

You must be a salaried or self-employed individual with regular income and valid property ownership documents.

In case of default, the lender can initiate legal action and recover dues by auctioning the pledged property.

Basic documents include ID/address proof, income proof (salary slips/ITR), property documents, and bank statements.

With complete documentation, the loan can be approved and disbursed within 7-10 working days.

Yes, funds can be used for business expansion, education, medical needs, debt consolidation, or other personal needs.

Yes, the property remains in your name, but the lender holds the rights to sell it only in case of loan default.

Have any question?

Ask us anything. Do you have a question you want us to answer?

Testimonials

Trusted by Borrowers Across India

Thousands have chosen ShubhGrow for fast, reliable, and transparent lending. Here’s what they have to say.

Got the funding to expand my workshop with minimal paperwork. The terms were transparent, and the disbursement was quick.

Ravi Mehra

Ahmedabad

I needed funds urgently for a medical emergency. ShubhGrow team got the loan processed within 48 hours. Truly a lifesaver!

Neha Sharma

Delhi

Renovating our 20-year-old home seemed out of reach. But the loan process was so easy, we started work within a week

Amit Sinha

Indore

Thanks to ShubhGrow, I was able to expand my store without financial stress. Highly recommended for entrepreneurs.

Faizan Khan

Noida

I wasn't sure how to use my property to raise funds, but everything was explained clearly. The loan helped me manage both personal and business needs.

Deepak Jha

NCR, Delhi

I was looking for a quick education loan for my daughter’s college admission. The team was responsive and the approval came just in time.

Priya Deshmukh

Delhi

Ruptok Capital Private Limited (Shubh Grow Capital) is an NBFC–BL registered with the Reserve Bank of India, holding a valid Certificate of Registration (CoR).

CIN: U67120MH1993PTC071636

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Copyright © 2025 ShubhGrow Capital

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