ShubhGrow

Get up to 100% financing for your studies

Padhai Ka Sapna, Hamara Apna

Help your child achieve their educational dreams. Loans for undergraduate, postgraduate, and professional courses with competitive interest rates.

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Flexible Loans for Every Educational Need

Funding Every Step of Your Education

At ShubhGrow, we believe that financial constraints should never come in the way of your educational dreams. That’s why we offer a variety of education loans designed to cater to diverse academic needs. Whether you’re aiming to study abroad, pursuing higher education, or seeking a collateral-backed loan, we have you covered.

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01

Abroad Education Loans

Finance your overseas education with ease, from tuition fees to living expenses.

02

Higher Education Loans

Fund your academic journey from graduation to postgraduate courses seamlessly.

03

Collateral Education Loans

Access higher loan amounts with lower interest rates using collateral.

04

Quick Student Loans

Get instant funding for short-term courses, diploma programs, and certifications.

Documents Required

Salaried
Self Employed

Documents required for Education Loan:

  • • Applicant and co-applicant documents: ID Proof, Passport, PAN Card
  • • Academic documents: 10th mark sheet, 12th mark sheet, available semester mark sheet/transcript, degree, entrance exam scores (GRE, IELTS, TOEFL, GMAT, other)

  • Address Proof: Voter ID / Passport / Driving License / Aadhaar Card

  • Last 3 months' salary slips

  • • Form 16 for the last 2 years

  • • Bank statements for the last 6 months

Documents required for Education Loan:

  • • Applicant and co-applicant documents: ID Proof, Passport, PAN Card
  • • Academic documents: 10th mark sheet, 12th mark sheet, available semester mark sheet/transcript, degree, entrance exam scores (GRE, IELTS, TOEFL, GMAT, other)

  • Address Proof: Voter ID / Passport / Driving License / Aadhaar Card

  • • Signature Verification

  • • Income Proof

  • • Income Tax Return, Profit and Loss, Balance Sheet & a copy of your bank statements for the last 6 months

Smart Financing, Smarter Education

Choosing the right education loan can make all the difference in your academic journey. Here’s why ShubhGrow stands out:

100% Financing Options

Enjoy comprehensive coverage for selected courses and institutions without financial stress.

Fast Approvals

Get quick and easy access to funds through a hassle-free documentation process and expedite approvals.

Customized Loan Solutions

Tailored financing options to meet every academic requirement, from undergraduate courses to overseas studies.

Flexible Repayment Plans

Manage your finances better with student-friendly repayment options.

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Ready to Take the First Step Toward Your Dream Home?

Have questions about your loan eligibility or process?

Our team is here to guide you every step of the way.

Fill out the form and our loan experts will get in touch to guide you through the process.

Why Choose Us

Discover why thousands trust ShubhGrow for quick, reliable, and tailored loan solutions built around their needs.

Personalized Loan Options

We offer flexible loan amounts and repayment terms tailored to your unique financial goals and capabilities.

Competitive Interest Rates

We offer fair and affordable interest rates to help you manage your repayments without extra burden.

Flexible Repayment Options

Choose a repayment plan that suits your income cycle and financial comfort, with zero pressure.

One Stop Loan Solutions

From personal to business loans, ShubhGrow offers a complete suite of lending services under one roof.

Expert Support Team

Our dedicated team is here to guide you with clarity and care through every stage of your loan journey.

Trusted by Customers

A growing number of borrowers trust ShubhGrow for fast, secure, and reliable loan services.

Estimate Your EMI Instantly

Use our easy EMI calculator to understand your monthly payments before you apply. Plan smarter, borrow better.

Frequently asked questions

Got questions? We’ve answered the most common doubts our customers have about personal loans.

We provide education loans for various academic needs, including abroad education, higher education, skill development, diploma courses, and collateral-backed loans.

Students pursuing undergraduate, postgraduate, or diploma courses in India or abroad can apply. Parents or guardians can also apply as co-applicants.

Basic documentation includes KYC documents (Aadhaar, PAN), proof of admission, income proof of the co-applicant, academic records, and collateral documents (if applicable).

Yes, ShubhGrow offers 100% financing for selected courses and institutions. Check with our team for specific eligibility criteria.

Interest rates vary based on the loan type, loan amount, and repayment tenure. Contact us for the latest rates and offers.

Yes, we offer specialized loans for abroad education that cover tuition fees, living expenses, travel costs, and more.

You can apply online through our website, visit our branch, or get in touch with our customer support team for assistance.

Have any question?

Ask us anything. Do you have a question you want us to answer?

Testimonials

Trusted by Borrowers Across India

Thousands have chosen ShubhGrow for fast, reliable, and transparent lending. Here’s what they have to say.

Got the funding to expand my workshop with minimal paperwork. The terms were transparent, and the disbursement was quick.

Ravi Mehra

Ahmedabad

I needed funds urgently for a medical emergency. ShubhGrow team got the loan processed within 48 hours. Truly a lifesaver!

Neha Sharma

Delhi

Renovating our 20-year-old home seemed out of reach. But the loan process was so easy, we started work within a week

Amit Sinha

Indore

Thanks to ShubhGrow, I was able to expand my store without financial stress. Highly recommended for entrepreneurs.

Faizan Khan

Noida

I wasn't sure how to use my property to raise funds, but everything was explained clearly. The loan helped me manage both personal and business needs.

Deepak Jha

NCR, Delhi

I was looking for a quick education loan for my daughter’s college admission. The team was responsive and the approval came just in time.

Priya Deshmukh

Delhi

Ruptok Capital Private Limited (Shubh Grow Capital) is an NBFC–BL registered with the Reserve Bank of India, holding a valid Certificate of Registration (CoR).

CIN: U67120MH1993PTC071636

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Copyright © 2025 ShubhGrow Capital

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